Changes in the flood zones in Knox County will take effect Aug 5, 2013. Homeowners concerned about the lack of notification.
The Federal Emergency Management Agency (FEMA) has been working with county and municipal governments over the last several years to incorporate the best available data into new flood risk maps.
Homeowners with mortgages that live in flood zones are required by the mortgage company to get flood insurance. Neither Knox County nor FEMA directly notify them of the changes.
The new flood maps, drawn by the Federal Emergency Management Agency, dictate the monthly premiums millions of American households pay for flood insurance. They are also designed to give homeowners and buyers the latest understanding of how likely their communities are to flood.
New flood maps and preliminary data provides the public an early look at their home or community’s projected flood risk. “FEMA is in the process of updating Flood Maps in every state,” says Bryan Baumann, a senior mapping analyst. “Each year, thousands of homeowners that are wrongly placed in the high-risk flood zone, and those that should be there might not have adequate coverage when a flood does occur. Everyone should know about these updates.”
Second Look Flood, an experienced Flood Determination Company, offers the newest FEMA maps and tools to help homebuyers and homeowners more accurately determine their flood risk. The team of mapping analysts goes far beyond traditional automated mapping programs of banks, lenders and insurance companies, which only approximate a property’s location.
Well-trained mapping analysts manually research each property using multiple resources. An aerial overlay is constructed showing the property on the newest FEMA flood zone maps. “Every homebuyer and homeowner deserves the peace of mind of a well-trained mapping professional working on their behalf,” Baumann adds.
About Second Look Flood:
Second Look Flood is a leading flood determination company located in St. Cloud, MN. The company offers the newest FEMA Flood Maps, Flood Risk Reports with an aerial overlay and Flood Determinations Nationwide. FEMA is in the process of updating Flood Maps in every state. For more information, FAQs, flood facts and more, visit www.secondlookflood.com.