Letter of Map Amendment
A Letter of Map Amendment (LOMA) is an official amendment, by letter, to an effective National Flood Insurance Program (NFIP) map. A LOMA establishes a property”s location in relation to the Special Flood Hazard Area (SFHA). LOMAs are usually issued because a property has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above the base flood elevation.
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Requesting a map amendment from FEMA can be difficult and time consuming. Experienced Mapping Analysts can do the following work for you:
- Review the property and verify the current FEMA flood zone.
- Compile all documents required by FEMA for the amendment.
- Submit information to our FEMA account.
- Send you the completed FEMA LOMA of Removal
A lender will apply this Letter of Map Amendment to their FEMA Flood Zone Determination, overturn the flood zone, and drop the flood insurance requirement. If you choose to have a policy, it will be available at a heavily discounted rate. You will save money- guaranteed.
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