New Flood Insurance Rate Maps for Texas effective June 3, 2013
TEXAS USA – The Federal Emergency Management Agency (FEMA) has been working with county and municipal governments over the last several years to incorporate the best available data into new flood maps. June 03, 2013 – TEXAS, multiple communities Release New FEMA Flood Maps.
- Dallas County Flood Map
- Tarrant County Flood Map
- Johnson County Flood Map
- Ellis County Flood Map
Protect Your Most Valuable Asset by Getting Your Own Flood Determination using the new FEMA flood map.
Federal law requires that if your property is mapped into a special flood hazard area, and you have a mortgage through a federally regulated or insured lender, flood insurance will be required when the new flood maps become effective. Second Look Flood, an experienced Flood Determination Company, offers the newest FEMA maps and tools to help homebuyers and homeowners more accurately determine their flood risk.
Second Look Flood goes far beyond traditional automated mapping programs of banks, lenders and insurance companies, which only approximate a property’s location. Properties that have been newly mapped into a flood zone, or mapped into a higher risk flood zone, may be eligible for significant savings on flood insurance rates through options FEMA calls “Preferred Risk Policy” and “Grandfathering”. Savings from Grandfathering continue into the future and can be transferred to subsequent property owners.
New flood maps and preliminary data provides the public an early look at their home or community’s flood risk. “FEMA is in the process of updating Flood Maps in every state,” says Bryan Baumann, senior mapping analyst. “Each year, thousands of homeowners that are wrongly placed in the high-risk flood zone, and those that should be there might not have adequate coverage when a flood does occur. Everyone should know about these updates.”
At Second Look Flood, well-trained mapping analysts manually research each property using multiple resources. An aerial overlay is constructed showing the property on the newest FEMA flood plain map. Amendments are also identified, such as a Letter of Map Amendments (LOMA) – which are often missed by automated systems. “Every homebuyer and homeowner deserves the peace of mind of a well-trained mapping professional working on their behalf,” Baumann adds. If you already have flood insurance, you may want to check with your flood insurance agent but, as long as you keep your flood insurance in effect, you should not have to take action to benefit from grandfathering or other savings.
About Second Look Flood.
Second Look Flood is a leading flood determination company located in St. Cloud, MN. The company offers the newest FEMA Flood Maps, Flood Risk Reports with an aerial overlay and Flood Determinations Nationwide. FEMA is in the process of updating Flood Maps in every state. For more information, FAQs, flood facts and more, visit www.secondlookflood.com.